Luke Suminski builds trust the moment you meet him. As an Investment Adviser Representative at McIntosh & Associates, he has a calm, steady way of listening that puts people at ease and helps them feel understood. Luke believes retirement planning starts with real conversations where clients feel heard, valued, and supported every step of the way. Our client families appreciate how approachable and dependable Luke is. He takes time to get to know each person’s story, helping them feel confident about where they are and where they are headed.

Luke is a graduate of Ferris State University and holds the Series 6, 7, 63, and 66 licenses. He is also licensed in Life, Health, Accident, and Variable Annuities, allowing him to support clients across all areas of their planning needs. He began his career in capital asset auditing and brings that same care and precision to every client interaction.

Luke lives in Frankenmuth with his wife, Christina, and their two children. He enjoys spending time outdoors, traveling with his family, and polka dancing with his wife. His favorite moments are often the simple ones—gathered around the dinner table, watching his kids play, or exploring a new town together.

He is also passionate about giving back. Luke serves as Vice Chairman of the MyMichigan Health Foundation in Saginaw and is involved with the Frankenmuth Economic Development Corporation, the Saginaw Chamber of Commerce, and Habitat for Humanity International.

Whether he is meeting with a new client or volunteering in the community, Luke leads with heart, listens with intention, and shows up with purpose.